How do I maximize my credit card points?
This article is about how to use credit card points. In a prior post, I wrote about how to properly use travel cards and which one to get. Find that post here. Credit card points and travel hacking are a trend in the modern financial world that truly boggles the mind. Some financial influencers or […]
Bear (Market) Necessities
The volatility going on in the market feels bad. Bear Markets are awful. It feels even worse because of the source of unpredictability – this isn’t driven by some trend in the economy, it’s driven by the constant changes the administration and DOGE are forcing on the country’s ongoing life. It makes it feel like […]
A Heavy Cloud
Clouds are massive. They may not look like it all the time, in fact, they often look wispy and fluffy. But if you combined all the water droplets that make up a cloud and tried to hold them up, you’d inevitably fail. You’d be flattened. It would weigh over a million pounds, potentially. As a […]
Why Gambling and Investing Are Different
Lately there has been a glut of news talking about the insane returns that cryptocurrencies have had. In the wake of the Super Bowl, you can’t turn on any media without seeing ads for sports betting. Even games I love and adore like Teamfight Tactics or MTG Arena have randomized rewards, sometimes just cosmetic and […]
Quick Hacks
Whether it’s health or finances, you likely see an endless stream of hacks on social media. “Here’s how to get rich fast by investing!” “Here’s how I lost 20lbs in one day!” Sometimes the content creators have slightly more sense than these titles and add in some nuance, but the content remains the same. Creators […]
Your Financial Journey
Your financial journey is going to be unique. The achievements you hope to unlock, the strategy you employ to get them, and the order you do things will be all about you. However, your journey will contain a lot of the same key elements most people deal with in the process of unlocking their achievements. […]
What Can OWFLP Do For You?
”What Can Brown Do For You?” UPS came out with this very effective and somewhat memeable slogan back in the day. The slogan nods to two big ideas. The first is that UPS is willing to help improve others’ businesses and personal lives through their services. The second is that UPS is interested in asking […]
How to Use a Travel Credit Card
Please note: Throughout this article I reference two particular travel credit cards. As of the time of writing, they are the two that had features I knew best and that were good. This is not an endorsement of those cards now or in the future, as their features could change at any moment. This is […]
How the Tax Code Gives with One Hand and Takes with the Other
The tax deadline is quickly approaching. A lot of questions are swirling around taxes this time of year. What will my refund be? How much will I owe? How do I adjust my withholdings to make things better for next year? What can I do to save more on taxes? The truth about tax planning […]
Why CFP®?
A common question that financial planner’s get is “What makes a CERTIFIED FINANCIAL PLANNER™ different from a non-CFP®?” This question in particular gets asked of me in a lot of my first meetings with potential new clients. I get it. There are a ton of different financial professionals that hold themselves out as financial planners. […]