July Newsletter
Hi, I hope your summer is off to a great start, I felt a lot of joy writing this newsletter. My life has been busy and I am grateful to have a lot to share! Before we get into all of that, let’s talk about what’s going on in the financial world… Financial News 529a […]
May’s Firm Update
I have made it a habit to send a newsletter to clients every two months this year, and I’m trying to keep it going. In order to be better about sharing more and more often, you’ll receive these two months behind if you’re not a client. If you’d like to learn more about becoming a […]
When is the right time to invest?
The Math Mathematically, the right time to invest is when you know the market is at its lowest point it will be in the next ten years. This is true whether you’re investing in stocks or collecting trading cards. You can purchase your investment at the lowest value it will be and you will make […]
What is the right way to pay off credit card debt?
Today we’re continuing with our earlier credit card theme. Instead of maximizing points, we’re talking about accumulated debt. There are two main strats to paying off debt. The first is the “debt snowball”, which was popularized by a certain financial media personality. The second method is “highest interest”, which is the mathematically ideal option. Financial […]
A Pause for Wedding Planning Chaos
As a brief distraction from the tariffs and tumult, let me talk about wedding planning. This year will be the year I marry my wonderful fiancée, Mariah. Since I tend to write about things I experience, I figured discussing wedding planning would be fair. Everyone who has ever gotten married knows that weddings are incredible, […]
Why Gambling and Investing Are Different
Lately there has been a glut of news talking about the insane returns that cryptocurrencies have had. In the wake of the Super Bowl, you can’t turn on any media without seeing ads for sports betting. Even games I love and adore like Teamfight Tactics or MTG Arena have randomized rewards, sometimes just cosmetic and […]
Quick Hacks
Whether it’s health or finances, you likely see an endless stream of hacks on social media. “Here’s how to get rich fast by investing!” “Here’s how I lost 20lbs in one day!” Sometimes the content creators have slightly more sense than these titles and add in some nuance, but the content remains the same. Creators […]
What Needs to Change in the Housing Market
A couple months back, I wrote about our house and the process of purchasing it. At the time, interest rates felt high (they still do) and prices felt high as well (and also still do.) In that post I addressed why we chose to buy at that time. I have both clients and personal friends […]
The Anti-Quick Fix
What do all three of these niche gaming trends have in common? They aren’t a quick fix. These trends are built off of days, weeks, months, or years of deliberate (and often slow) progress to a goal that only the individual can decide matters. They are the anti-quick fix.
Student Loans Update
The new student loan update, which introduces a new payment plan and a list of small changes to the formulas for other plans, is hefty! Whether this directly applies to you or you send along this post to someone it helps, you still may want to understand the basics of this new plan. SAVE Plan […]