Writing Wednesdays

Today is my first “Writing Wednesday” of the year. I am working on getting back to writing more educational content, both for the benefit of my clients and those out there who read my writing on a regular basis. I have struggled with discipline in this area ever since I stopped posting YouTube videos quite as often. They were the weekly ritual and commitment that kept me dedicated.

Writing is one of those optional tasks that I would do in my best world, but one that if I don’t set aside an automatic time for throughout the week I absolutely will prioritize lower than everything else. It’s a task that makes the rest of the business tick – it gets my thoughts down on paper, it helps me feel like I’m creating something, and it advertises my existence to people who don’t yet work with my firm – yet, it feels so easy to let slip. As you can imagine, I feel an amount of guilt knowing that it hasn’t been done at times. I make excuses for myself to make that guilt go away. I remind myself the move has been difficult, that I have so many problems to help my clients solve, and that my personal creativity can be vented through other channels.

What Point Am I Making?

Writing is exactly like saving. It requires discipline and it works best if you make it non-optional. Savings are at the core of every single financial plan. You need to accumulate wealth in order to spend it on the big things that matter in the future – your first house, the life-changing vacation you’ve been wanting to take, and retirement all rely on your ability to save and set aside money for those purposes. 

Just like writing, saving is something that you know you need to be doing. It’s the thing that you can ignore today while knowing that it’s not right for your future. If you aren’t saving while you’re young, you will feel a sense of regret that grows with the passage of time. I’ve seen it in clients who have great incomes and great lives, but can’t look forward to an easy and comfortable retirement because they haven’t denied themselves past luxuries in order to prepare for the future.

How to Bypass the Discipline Check

The cure is automation. Much like I’ve now set aside Wednesday mornings for writing, you need to set aside money automatically. Start with something small, even just a few percent of your salary going into the 401(k) will work wonders for your future. It will give you the options you want to have when you need resources.

I apologize for the short post and relating my temporary struggle to the much more nuanced challenge of saving some of your hard earned money. I just can’t resist following threads that occur to me, even when they might not be as tightly bound to others as they are to me. If you’ve tried automatic savings and found that you still can’t keep the money set aside, we should talk. Your future is important and should be free of regrets.

Book a time here.

See you next Wednesday.

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