Future-Focused Cash Flow
Ian Bloom, CFP® covers the Future tier of the Hierarchy of Cash Flow. The Future tier is all about contributing toward your retirement or future financial independence. Future-focused cash flow enables you to make long-term financial progress, not just prepare for the now. TRANSCRIPT: What’s up internet, my name’s Ian Bloom. Welcome to Nerd Finance. […]
Creating Cash Flow Stability
Ian Bloom, CFP® discusses how to move from the Survival Tier of the Hierarchy of Cash Flow to the Stability Tier. This level up involves the creation of an emergency fund that can insulate the household from unexpected expenses. Creating cash flow stability is very necessary before moving on to the exciting ways to spend […]
Survival Tier Cash Flow
Survival Tier Cash Flow: Ian Bloom, CFP® covers the Hierarchy of Cash Flow and the Survival stage. Thinking about your cash flow in the survival tier, you should be prioritizing more income and reducing expenses so that you can afford your basic needs. TRANSCRIPT: What’s up internet? My name’s Ian Bloom. Welcome to Nerd Finance. […]
A Good Villain (Blog Post)
Every story wants a villain. Villains make stories feel complete, and full of excitement. It would be a lot less exciting if Luke and Darth Vader were a normal father-son duo, right? What if there was no light and dark side, just a grey side? The story would not be told the same way. The […]
Animal Crossing and Mindset
Ian talks about the coronavirus and how it presents an unprecedented challenge for our mindset. Tips for getting through this alright include patient progress, relaxing music, and social interaction. TRANSCRIPT: What’s up, Internet? My name’s IanBbloom. Welcome to Nerd Finance. I’m your resident financial life planner and huge nerd. In today’s episode, we are going […]
The Stalk Market and Investing
Ian takes a moment to compare Animal Crossing’s infamous Stalk Market, the buying and selling of turnips, to real-world investing. One more note: There’s no diversification in the Stalk Market! Only turnips. TRANSCRIPT: What’s up Internet? My name’s Ian Bloom. Welcome to Nerd Finance. I’m your resident financial life planner and huge nerd. Today, we […]
What Can Animal Crossing Teach Us About Planning?
Ian runs through what Animal Crossing can teach us about planning, both in financial planning and in life. The three steps are to understand where you are and where you want to be, to develop a set of action items and execute, and then to monitor your ongoing progress and adapt. Animal Crossing asks you […]
Look For Joy
I want to start off by addressing the obvious. Writing is hard right now. Creativity has been difficult for people across the spectrum of my profession, as we are seeing the same things everyone else is seeing – infections, job loss, and confinement. These things have their effect on our lives. That said, much like […]
Ian Calmly Talks Again: CARES Act
Wondering when you’re going to get your check? Filing for new unemployment benefits? Listen to Ian Calmly Talks Again about the CARES Act. There are a lot of changes in this bill. Ian tries to walk you through the basics.
What It’s Like (To Start a Firm)
I started writing this piece because of someone who you’ve seen linked here before, Meg Bartelt. We were having an amazing conversation under a tree in Hana, talking about what it’s like to be in this moment for me. At the time of writing this, I’m both terrified and excited. It’s been that way since I left […]