Services

Comprehensive Financial Life Planning

Our comprehensive financial life planning process is broken up into six phases – Discovery, Input, Design, Delivery, Implementation, and Review. The process typically takes about a year to fully complete, though the time frame does vary by client. If the relationship continues beyond the first year, the process is often revisited – at least partially. Life changes, so we want to make sure the client’s strategy adapts with it.

01: Discovery

We get to know each other and understand what your main quest and side quest are.

02: Input

We get very specific on your financial numbers, to understand where we are today.

03: Design

We compare scenarios to decide the best way to accomplish your main and side quests.

04: Delivery

We review the final financial life plan and a one-page list of changes needed to align with it.

05: Implementation

We discuss and complete the necessary changes in order to align with the financial life plan.

06: Review

We discuss what’s been accomplished so far and define the future relationship.

The fees for comprehensive financial life planning range from $3,000 to $7,500 a year. The fee is billed in equal monthly payments. While this fee is individual to each relationship, new clients can expect to pay fees that match the below chart:

Complimentary First Meeting

We offer a Complimentary First Meeting to describe our services, and to see if our services are right for you.
Start the Journey

Investment Managment

Values and Fees

Open World Financial Life Planning offers investment management services as an add-on for our clients. We designed the service for clients who want someone else taking care of the day-to-day and don’t mind paying a reasonable cost. It also helps that we’ve already done a lot of the long-term work through planning!

< $500K

Account Value $0 - $500,000 Annual Advisory Fee 0.65%
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$500K – $1M

Account Value $500,001 - $1,000,000 Annual Advisory Fee 0.5%
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> $1M

Account Value $1,000,001 and Above Annual Advisory Fee 0.4%
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Complimentary First Meeting

We offer a Complimentary First Meeting to describe our services, and to see if our services are right for you.
Start the Journey

Fun Facts

Here are some interesting facts about investing and financial planning that might surprise you!

0 %
of Americans don't have a written financial plan.

Source: Charles Schwab

0 %
of Americans spend more than they earn.

Source: AARP

0 %
of student loan borrowers don't understand repayment plans
Source: Student Loan Hero
0 %
of adults find investing to be scary or intimidating
Source: Ally Financial